Ecra is a married woman. She has four children. She describes herself to be committed. She operates a retail business where she sells clothes. She has been involved in this business for 10 years. Her business is located in a good area, and her primary customers are locals. She describes her biggest business challenge to be inadequate working capital.
She will use the KES 20,000 loan to buy more stock of clothes. She hopes that in the future, she will own a home. This is her first loan with SMEP Microfinance Bank. She will use the anticipated profits to pay school fees.