Mr. Hải is 43 years old and married with three children. He has worked in agriculture raising poultry for more than 10 years. Hải lives in Hau Loc district, a rural town in Thanh Hoa province. His income is lower than the national average income. Moreover, this region often suffers from natural disasters such as storms because it is near the sea. He has no collateral so can’t get a loan from other banks or credit institutions.
Hải is a reputable person in the community. Although this is his first loan with Thanh Hoa Microfinance Institution, all members agreed to vote for him to be the leader of the solidarity group.
The main hardship that Hải faces is lack of capital. He is requesting a loan to purchase baby poultry to raise and sell in the future.
With his business profit, Hải hopes for his business to do well, to build a new house, and to maintain a successful business.
In this group: Hải, Hằng, Hoá
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