José is 20 years old and a hardworking young person who lives with his parents and helps them with the household costs. He is single and has no children.
José has many wishes, as does any young person. He learned to work in agriculture, as his father does the same thing. Currently he is cultivating two hectares of corn. He also works as a day laborer in the sugar cane fields so that he can help his parents economically.
He needs a loan to buy agricultural supplies, prepare the land and hire young people to help him cultivate the corn.
His plans for the future are to continue cultivating to help his parents economically, and to live a dignified life. He knows that with the help of this loan, he will be able to do so.
More information about this loan
This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo’s social development unit, and to share advice and support with one another.
This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.