Scolah is an ever-smiling rural farmer in Kenyenya, Kenya, an area known for producing long-distance runners who have broken major world records. She is blessed with two children, and has been practicing mixed farming for the past ten years. On her farm, she grows maize and keeps a dairy cow and poultry. She sells milk, eggs, and maize. To meet her expenses and provide the best for her family, she often engages in small personal businesses to make extra money. But farming gives her a great sense of satisfaction despite meager earnings. She says, “I enjoy it most when I see customers come back for my products because it shows me that I am meeting their needs!”
Scolah is seeking a new loan to buy another dairy cow and is planning to become a full-fledged dairy farmer. Her future plan is to construct a zero-grazing unit. That way, she can use the grazing field to plant fodder and prepare silage. With this loan, Scolah is going to grow into a very successful dairy farmer. All she wants is for her family to enjoy the abundance of life and good health.
Additional Information
More information about this loan
Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.
Important Information
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.