An Income-Driven Repayment plan (IDR) allows student loan borrowers to lower their monthly payments based on their salary and family size. These plans can help borrowers manage their student loan payments when their salary makes standard payment plans difficult to manage. Aside from the […]

When you visit a healthcare setting, one of the first people you will likely see before the doctor even enters the room is a nurse. As one of America’s fastest-growing fields, careers in nursing are projected to grow 6% by […]

Refinancing student loans could be a smart move, especially if your finances have improved since you initially took out your loans. Your new financial picture could afford you a loan with more favorable terms than your existing loan or loans. Keep […]

Debt can be stressful, especially if you have a lot of it. The good news is you don’t have to live with debt forever. Several strategies, such as debt consolidation, credit counseling, and budgeting, can help you get free of […]

If you’re overwhelmed by debt, consider consolidating your loan balances. Consolidation can be a great way to get your finances under control, but it’s important to understand the pros and cons of debt consolidation before making a decision. What is […]

Trying debt consolidation with a debt consolidation loan or a balance transfer using a credit card may not always result in eliminating your debts. What it can do is help make it easier and could make it less expensive to […]

If you’re like most people, you probably think of debt as a (sometimes) necessary evil. After all, debt allows you to get things you want—like a new car or a bigger house—without having to save up for them first. But […]

Fred Hagans is the founder of Hagans Montgomery Hagans and is certified by the Texas Board of Legal Specialization in Civil Trial Law and Personal Injury Trial Law. He is a graduate of the University of Texas Law School (1972) […]

J.B. Harris Esq. All too often when we read or listen to the daily news, we are bombarded with stories of rampant financial fraud and other illegal schemes. Whether it is bank fraud, market manipulation, internet fraud, identity theft, romance […]

With rising summer temperatures worldwide, many homeowners are adding swimming pools to help beat the heat. But swimming pools are often expensive additions to any home, leaving them out of reach for most buyers that aren’t eligible for swimming pool […]

Whole Foods has long been known for its commitment to providing customers with high-quality, organic, and healthy food options. However, many consumers wonder if they can still afford to shop at this grocery store. What the numbers say According to […]

As the student loan debt crisis continues to escalate in the U.S., calls for student loan forgiveness have grown louder. While student loan forgiveness could bring significant relief to millions of borrowers struggling to make ends meet, it may come […]

One of the most interesting statistics from the COVID-19 pandemic is that the lockdowns and rise of remote work led to more couples seriously considering having children. However, pregnancy may be too difficult or impossible for some couples, leading many […]

Walk in clinics tend to treat basic illnesses such as the common cold or urinary tract infections and focus more on preventative care. In contrast, urgent care centers are often equipped to treat more severe problems that require tests or […]

A walk in clinic is convenient for non-emergency medical care when you can’t see your regular doctor. In general, these facilities provide treatment for minor health issues like flu-like symptoms and basic wound care. Walk in clinics typically have shorter wait times […]

If you’re planning a renovation project for your home, you know that the costs can add up quickly. Whether it’s remodeling your kitchen or updating the bathroom, there are ways to make renovations work on any budget. You don’t need […]

Clear aligners are clear trays that gradually shift a patient’s teeth into place. They are virtually invisible, and patients can remove them for eating and cleaning. But some may not be aware that both in-office and at-home aligners exist, and […]

Federal student loan borrowers who could qualify for student loan forgiveness have several paths to consider. Federal student loan forgiveness programs can provide much-needed financial relief for those with student loan debt. Typically, these programs involve manageable repayment plans as well […]

While working can bring immense joy and contentment, it may also be exhausting and daunting. Often, roadblocks arise that impede progress or prevent success. Whether these are due to personal differences between coworkers or organizational issues, they can disrupt workplace […]

Are you a nonprofit worker or government employee looking for ways to maximize your Public Service Loan Forgiveness (PSLF) benefits? If so, you’ve come to the right place. PSLF is an amazing program for those working in public service jobs, […]

If you need money quickly to cover costs or pay for an unexpected expense, an installment loan might be right for you. With installment loans, you borrow a fixed amount of money and pay it back in equal payments (or […]

Buying a home can be daunting—but exciting—for many physicians and medical residents. Whether you’re just starting out or have been practicing for years, owning your own home can be one of your most rewarding investments. As a doctor, you may […]

According to the Association of American Medical Colleges (AAMC), medical students in the 2021–2022 academic year faced average costs of $38,947 to $61,023 for public and private institutions respectively, including tuition, fees, and insurance. In turn, the average debt among […]

Planning for retirement is something everyone should do, but many people wait until it’s too late. With the continued rise in living expenses and the unpredictable future of Social Security, it’s important to start preparing for the future now. The […]

The 401k account is an excellent way to save significant amounts for retirement. Contributions are pre-tax, meaning you can contribute and invest a substantial amount and enjoy potential tax-deferred growth. However, determining the precise amount you need to save for […]

Many roll their 401ks into IRAs to consolidate their savings, access a broader range of securities, and gain more control over their investments when they change jobs or retire. If you decided a rollover is right for you, you may […]

The death of a loved one is a painful experience and takes some time to process. It can be even more difficult when the deceased leaves financial obligations behind. The death benefit from a life insurance policy could alleviate some […]

Retirement may feel like the end of your financial responsibilities, but that’s not exactly the case. Even if you don’t have a dependent or debt to worry about, life insurance can still be a valuable and cost-effective way to provide […]

Many want the look of a perfect smile, but they’re hesitant to invest the money and time into doing so. As tempting as it is to approach that desired outcome with a natural, home remedy, it’s important to avoid teeth […]

Aligners and retainers are often used interchangeably, but the truth is that they’re very different. From design to intended use, it’s important to note the differences between the two tray types in order to ensure proper treatment. Here’s what you […]