Category: IPS

Americans are grappling with a severe and escalating credit card debt crisis, reaching unprecedented levels. New data from the Federal Reserve Bank shows the total credit card debt in the U.S. as $988 billion. That’s a lot of debt! The […]

Millennials are using Buy Now, Pay Later (BNPL) platforms for everyday essentials like grocery shopping. According to PYMNTS’ study “The Credit Economy: How Younger Consumers Make Credit Decisions,” 15% of millennials who pay via BNPL said that their last such […]

Thousands of legal leaders are set to gather in New York City in 2024 for a full week of premier programming. New York, NY –August 8, 2023  – Award-Winning Actor, Producer, and Director, Bryan Cranston will be the headline speaker […]

Higher car prices and lower availability – welcome to the post-COVID era of car rentals. If you’re in need of a rental car and can’t find a good deal through Credello’s preferred car rental apps, consider renting a vehicle with […]

Amazon recently laid off hundreds of Amazon Fresh workers. Employees who were responsible for managing certain brick-and-mortar store sections were told that their roles were being eliminated. The layoffs are part of an effort to cut costs – but the […]

There is so much shame around credit card debt and yet so many people have it. A new report from NerdWallet found that two in five Americans believe that credit card debt is embarrassing and that shame is translating into […]

If you are a consistent traveler who cares about their expenses, you should use a travel credit card to earn points on your travels. These cards offer various benefits, rewards, and perks that can enhance your travel experience and help […]

Having an extra source of income is never a bad thing and that has gotten easier as side hustles have become increasingly popular. There’s no shortage of online jobs that you can do from home. So, why not start a […]

Airlines can barely keep up with the demand this summer – staffing shortages are causing bumps in the road for travelers. Amid a record-breaking season, airlines are aggressively hiring to address these issues. For example, United Airlines hired 7,000 new […]

Bad credit may impact your life in many ways. It makes it harder to secure personal loans, car loans, mortgages, and credit cards with bad credit. Additionally, bad credit can also negatively impact your ability to rent an apartment or […]

Improving your financial standing is a common goal, but not everyone is aware of the low-risk financial products that can help achieve it. By exploring these safe and effective options, such as high-yield savings accounts, index funds, personal loans, and […]

According to the Better Business Bureau (BBB), scams are becoming increasingly sophisticated, making detection difficult. It’s important to stay informed of current and common scams so you can protect your digital footprint. Let’s discuss the most prevalent scams that you […]

Loans generally belong to one of two categories: secured loans and unsecured loans. Secured loans require the borrower to offer collateral against which lenders issue a loan. Unsecured loans are given on the strength of the borrower’s credit. While collateral […]

Life insurance can be an important component of financial planning. It provides protection and peace of mind in case something unexpected happens to you. Permanent policies, like whole life insurance, even offer lifelong coverage and other benefits, like a cash […]

Whether you’re moving for work, school, or a change of scenery, a cross-country move can take some planning. Here are some ways to prepare for your cross-country move: 1. Finalize your location If you haven’t decided exactly where to move, […]

Anyone starting a business must consider many things, including determination, passion, grit, funding, market research, marketing, and hiring. Thinking about these factors early on may help new business owners reach their goals sooner. Here are five essentials for anyone thinking […]

New York, NY – August 8, 2023 – A panel of the National Advertising Review Board (NARB), the appellate advertising body of BBB National Programs, recommended that SharkNinja Operating, LLC modify or discontinue certain advertising claims for its Shark Stratos […]

Hey, animal lovers! Ever wondered why cats are so irresistibly cool? Or why your dog’s tail wags with that extra zest? Well, buckle up, because we’re diving into a world where history meets innovation, and where our furry friends are […]

If you’re a frequent user of Uber and Lyft, choosing the right credit card can be a game-changer, helping you maximize your rideshare benefits. Financial advice platform Credello has curated a list of the best credit cards specifically designed to […]

Maybe you own more than one credit card already. Perhaps you’ve checked out a guide like Credello’s handpicked credit cards for major expenses and are gearing up to apply for a new one. However, keep in mind that the more […]

Young versus old: Who is more charitable these days? Credello analyzed existing research [Young vs Old: Who is More Charitable] to help answer this question, comparing the ratio of median income to charity given for different generations: Baby Boomers, the […]

Whether you’re hosting a big summer barbecue or trying to spend less on gas, a warehouse club membership can be a smart financial move. Sam’s Club is currently offering a year-long membership for $24.99 with auto-renew (which you can cancel […]

Buying a vacation home can be a dream come true for many families. Imagine being able to visit your favorite beach or national park at any time during the year. However, owning a vacation home can also be a big […]

Negotiating opens doors to better salaries, and helps many candidates start their job on the right foot. That said, young professionals sometimes miss out on a chance to negotiate benefits. Benefits and perks vary from one organization to the next; […]

Let’s look at some tasks to tackle six months before your wedding. That way, you can enjoy your special day to the fullest. Review or modify your budget Six months out, check on your budget and make sure you’re on […]

A weekend retreat is an excellent way to reset your life. Taking a day or two away from everyday pressures can help reduce tension, boost energy levels, and keep burnout at bay. To make it as easy as possible, choose […]

A family emergency can take many forms. It could be a sudden and serious medical issue, an accident, a death in the family, or a safety issue such as a break-in or house fire. There’s a lot to think about […]

Phishing scams have become increasingly prevalent in today’s digital landscape, posing a significant threat to individuals and organizations alike. These fraudulent tactics are designed to deceive unsuspecting individuals into divulging sensitive personal information, often with malicious intent. In a corporate […]

In today’s digital age, our business email inboxes have become a lifeline, connecting us with customers, colleagues, and partners. However, as technology evolves, so do the tactics of cybercriminals. The rising threat of business email compromise (BEC) is a stark […]

Developing financial literacy is crucial in today’s economy, yet it can be challenging for individuals struggling with this concept. However, understanding financial products can foster better decision-making and pave the way to a more secure financial future. This article explores […]