Howard Yaruss joins SEDA Expert’s Mortgage Insurance and Financial Guaranty Expert Witness Practice

Radian provides mortgage insurance for residential first and second lien mortgages, home equity loans, and securitized commercial and residential mortgages in connection with capital market transactions. In particular, Mr. Yaruss was responsible for approving all material mortgage and municipal risk insured by the company and was the company’s principal contact with all domestic and foreign regulators.

Mr. Yaruss also oversaw Radian’s development of insurance for undisclosed real estate liens, the company’s alternative to title insurance. He subsequently served as a Managing Director at White Mountains Insurance Group, where he continued his work on this issue, which included responsibility for developing a new and innovative title insurer.

Prior to Radian, Mr. Yaruss served as Assistant General Counsel of Capital Re Corporation (now, Assured Guaranty Ltd.), a reinsurer which specialized in financial guaranty and mortgage insurance coverages. He was previously associated with the law firms of Baker McKenzie and Willkie Farr & Gallagher LLP.

Since leaving the corporate sector, Mr. Yaruss has taught courses in real estate, investments, economics, finance and statistics, and has served as an expert witness for several major law firms. He currently teaches real estate economics at NYU’s Schack Institute of Real Estate and a real estate principles course at CUNY’s Zicklin School of Business/Baruch College. He is the author of Understandable Economics (Prometheus Books, 2022), an Amazon bestseller and winner of Axiom Business Book Award’s 2023 Bronze Medal for Economics.

Mr. Yaruss has a B.S. degree in Applied Math and Economics, magna cum laude, from Brown University and a J.D. from the University of Pennsylvania Law School. He also studied at the London School of Economics and Political Science. He is a member of the New York bar.