+1-786-628-7980
Sign Up/Sign In 
Metal credit cards have become synonymous with prestige and luxury, but they can offer practical benefits beyond their eye-catching appearance. You may think there is no way around high annual fees with metal credit cards but you do have options and even those with less than great credit scores can obtain one.
Here’s a look at Credello’s top picks for the best metal credit cards across various categories, ensuring a perfect fit for every lifestyle and financial goal.
With its elegant metal design and impressive rewards program, the Capital One Venture X Rewards Credit Card claims the top spot for the best overall metal credit card. You can get a whopping 75,000 bonus miles offer after spending $4,000 on purchases within the first three months of account opening. The $395 annual fee is a bit intimidating but it works for frequent travelers and those looking to make the most of their spending.
Frequent travelers seeking comprehensive travel insurance will appreciate the benefits of the Chase Sapphire Reserve®. The $550 annual fee will also be offset by a range of perks, including 60,000 bonus points and top-notch travel insurance coverage.
If you frequently stay at Marriott properties, the Marriott Bonvoy Brilliant® American Express® Card is tailor-made for you. The $650 annual fee might seem daunting, but the 150,000 Marriott Bonvoy bonus points offer, and exceptional rewards program will undoubtedly appeal to avid travelers.
For loyal Delta Airlines customers, the Delta SkyMiles® Reserve American Express Card is an excellent option. The $550 annual fee is offset by the 85,000 bonus miles welcome offer and valuable travel benefits, making it a popular choice among frequent flyers.
Small business owners seeking a metal credit card can rely on The Business Platinum Card® from American Express to cater to their needs. The $695 annual fee might seem hefty, but the 120,000 Membership Rewards® points welcome offer and business-centric rewards make it a valuable asset for entrepreneurs.
If cash back is your primary focus, the Capital One Savor Cash Rewards Credit Card has you covered. The $95 annual fee is acceptable, and the $300 cash bonus offer after spending $3,000 within the first three months is a real draw for cash-back enthusiasts.
The Prime Visa is a must-have for avid online shoppers and Amazon aficionados. The best part? The $0 annual fee for Prime members. You are being rewarded for shopping!
Want a metal credit card but without an annual fee, then the U.S. Bank Altitude® Go Visa Signature® Card has you covered. With a $0 annual fee and a generous 20,000 bonus points offer, it’s an excellent choice for cost-conscious cardholders.
Even if your credit score isn’t perfect, you can still enjoy the allure of a metal credit card with the X1 Card. With no annual fee and an innovative rewards system, this card is ideal for those looking to build or rebuild their credit while still enjoying the perks of a metal card.
Last but certainly not least is the Gold Card from American Express, which is great for foodies. Earn 4 points per dollar at restaurants and U.S. supermarkets and 3 points on flights, plus various statement credits to offset the $250 annual fee. You can earn 60,000 bonus points after spending $4,000 on purchases within six months of account opening.
Whether you’re a frequent traveler, a savvy online shopper, a business owner, or someone with less-than-perfect credit, there’s a metal credit card that fits your lifestyle and financial goals. Remember to compare the benefits and rewards of each card before making your decision, ensuring that you find the perfect match for your needs.
