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A weekend retreat is an excellent way to reset your life. Taking a day or two away from everyday pressures can help reduce tension, boost energy levels, and keep burnout at bay. To make it as easy as possible, choose somewhere relatively close by so you won’t spend much of your time travelling.
Once you’ve decided on a weekend trip, you’ll need to find ways to fund this retreat. Here are some options that could help:
One of the best ways to pay for a weekend trip is to save up in advance. Using your savings means paying for your trip without incurring any debt. The downside is that saving up may take a while, so you may have to delay your trip.
Resist the urge to dip into your emergency fund. Focus on cutting back on non-essential expenses to help you save the funds you need.
Credit card reward points are an excellent way to pay for a short retreat. Not only do you get to have the experience you want, but you also save the money you would have otherwise spent on the trip.
Many credit cards offer travel-related rewards, such as free hotel stays or airline miles. A few websites and blogs cover ways to get the best value from your credit card reward points, so do some research before you book those flights. If you have enough points and know the best ways to use them, you may be able to cover the entire cost of your trip.
If you are unable to cover the cost of your trip with savings or credit card points, you can always apply for a payday loan. This is a good option if your travel costs less than $1,500, and you’re confident you can repay what you borrow when your next paycheque arrives.
Payday loans give you same-day access to funds, which is perfect if you need to urgently book flights, concert tickets, or hotels.
With a large and supportive network of friends and family, crowdfunding may make raising funds for travel or leisure pursuits possible. Unlike a loan or credit card, crowdfunding does not give you instant access to funds.
An effective crowdfunding campaign may take a while to gain traction, and you’ll need to promote the campaign on social media to get the attention of donors. That said, the big advantage of crowdfunding is that you don’t have to pay back the money you make. You’ll typically pay a small percentage to the website hosting your campaign, but the remaining funds are yours.
The bottom line
A short retreat can help you relax and unwind after a long week. But it’s important to look into responsible financing options that are right for your situation.
With a bit of creativity, you can find ways to fund your next retreat without breaking the bank.
