When it comes to credit cards, two names that often come up in discussions are Wells Fargo and Chase. Now, which is better: Wells Fargo or Chase credit cards? Both banks offer a range of credit card options with different benefits and rewards. In this article, we will focus on some of the best Chase credit cards of 2023 that stand out in terms of their rewards and features.
The Chase Sapphire Reserve® is a top pick for many travelers due to its generous rewards structure and flexibility. With this card, you earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards®. Additionally, you earn 3 points per dollar on other travel and dining and 1 point per dollar on all other purchases.
One of the standout features of the Chase Sapphire Reserve® is its welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. While the card has an annual fee of $550, it offers up to $300 in travel credits, effectively offsetting a significant portion of the fee. Cardholders also receive membership to Priority Pass Select, providing access to airport lounges and other benefits.
For those who want a travel rewards card with a lower annual fee, the Chase Sapphire Preferred® Card is an excellent choice. With this card, you earn 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery purchases, 2 points per dollar on all other travel purchases, and 1 point per dollar on all other purchases.
Like the Chase Sapphire Reserve®, the Chase Sapphire Preferred® Card also offers 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. The annual fee for this card is $95, making it more accessible to a broader range of cardholders.
The Chase Freedom Flex is a standout option if you’re looking for a no-annual-fee credit card with excellent rewards. This card offers a variety of cash back rewards, including 5% cash back on up to $1,500 in categories that rotate quarterly, 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on dining and drugstores, and 1% cash back on all other purchases.
The Chase Freedom Flex? also comes with a welcome offer of a $200 bonus after spending $500 on purchases in the first three months from account opening. This card is known for its versatility and the ability to earn cash back on a wide range of expenses, making it a popular choice for many.
The Amazon Prime Rewards Visa Signature Card is worth considering for avid Amazon shoppers. This card offers 5% cash back in rewards at Amazon.com and Whole Foods Market with an eligible Prime membership, 2% cash back at restaurants, gas stations, and drugstores, and 1% cash back on all other purchases. Cardholders also receive a 10% back or more in bonus rewards on rotating categories and products sold on Amazon.com.
While the Amazon Prime Rewards Visa Signature Card requires a Prime membership, the $139 membership cost effectively acts as an annual fee for the card. However, if you’re already a frequent Amazon shopper, the rewards and benefits of this card can offset the membership fee.
These are just a few of the best Chase credit cards 2023 that offer attractive rewards and features. Depending on your spending habits and preferences, one of these cards may be an excellent fit for you. Consider each card’s benefits, rewards, and annual fees to make an informed decision. Remember, credit cards should be used responsibly, and it’s important to pay off your balances in full each month to avoid accruing interest charges. Happy card shopping!