+1-786-628-7980
Sign Up/Sign In 
In the ever-evolving world of credit cards, finding the right cash back card can be daunting. Fortunately, Credello recommended cash back cards with no annual fee or a low annual fee. Here are the best cards as of June 2023.
The Chase Freedom Unlimited® card is a favorite among cash back enthusiasts. With this card, users earn a flat 1.5% cash back on all purchases, making it a reliable option for everyday spending. Additionally, new cardholders can enjoy a generous sign-up bonus. The lack of an annual fee makes this card even more appealing.
The Blue Cash Preferred® Card by American Express offers impressive cash back rewards, especially for those who spend heavily on groceries and streaming services. Cardholders can earn 6% cash back on select U.S. streaming subscriptions and 6% cash back at U.S. supermarkets (up to $6,000 in yearly purchases, then 1%). Furthermore, the card offers 3% cash back at U.S. gas stations and on transit and 1% cash back on other purchases.
Designed for small business owners, the Ink Business Cash® Credit Card offers excellent cash back rewards. Cardholders can earn 5% cash back on office supplies, internet, cable, and phone services (up to $25,000 in combined purchases annually). The card also provides 2% cash back on dining and gas station purchases, making it an ideal choice for business-related expenses.
The Bank of America® Customized Cash Rewards card offers a flexible cash back structure. Cardholders can earn 3% cash back in a category of their choice, including gas, online shopping, dining, travel, drugstores, or home improvement/furnishings (up to $2,500 combined choice category/grocery store/wholesale club quarterly purchases). Additionally, the card offers 2% cash back at grocery stores and wholesale clubs and 1% cash back on other purchases.
Foodies and entertainment enthusiasts will appreciate the Capital One Savor card. It offers 4% cash back on dining and entertainment, making it an excellent choice for those who frequently dine out or attend concerts, movies, or sporting events. The card also provides 2% cash back at grocery stores and 1% cash back on other purchases.
The Capital One SavorOne Cash Rewards card is a sibling to the Capital One Savor. It offers slightly lower cash back rates but still delivers impressive rewards. Cardholders can earn 3% cash back on dining and entertainment, 2% cash back at grocery stores, and 1% cash back on other purchases. The absence of an annual fee adds to its appeal.
For those seeking higher cash back rates, the Alliant Cashback Visa® Signature Credit Card is an excellent choice. This card offers 2.5% cash back on all purchases, with no limits or categories to worry about. However, it’s worth noting that this card does come with a modest annual fee after the first year.
The Chase Freedom Flex? card is a versatile option for cash back enthusiasts. Cardholders can earn 5% cash back in rotating categories, 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% at restaurants and drugstores, and 1% on other purchases. With no annual fee, this card provides great value.
The Wells Fargo Active Cash® Card offers a straightforward cash back program. Cardholders earn unlimited 2% cash back on all purchases. The lack of an annual fee and ease of use make this card popular.
Credello recommends these cash back credit cards, each with unique benefits, allowing consumers to maximize their cash back rewards. Whether you’re a frequent traveler, a foodie, a small business owner, or someone who prefers simplicity, a card on this list suits your needs. Take advantage of these top recommendations and earn cash back on your purchases today.
