If you are injured on the job, you may assume that everything will be handled in a way that is fair and equitable. If your company has always treated you well, you may assume they will continue to do so. That is the ideal scenario, but it doesn’t always happen that way. Often these situations are out of the hand of your supervisors and even higher-ups in management. Instead, the matter is handed over to an insurance company. You want to return to the job, and this may mean physical therapy and time off. Medical expenses add up quickly. For the benefit of you and your family, you must be proactive in dealing with your injury.
If you feel fine after your accident, you may consider yourself lucky and continue with your day. Adrenaline may keep you from feeling the full impact of the accident immediately. You may develop muscle pain and soreness later. Not all damage is felt immediately. If you are involved in an accident at work, regardless of how insignificant, you should notify your employer.
When you notify your employer of the accident, they should offer you a claim form for worker’s compensation. If they do not offer you the form, you can normally ask for one at the hospital or by accessing your state’s worker’s compensation website. Filling out a worker’s compensation form is a necessary step in receiving benefits. It also helps to create a paper trail in the case that you are dissatisfied with the response from your employer.
Ideally, your compensation claim will be settled quickly, and you will be satisfied with the result. Unfortunately, that is not always the case. If at any time in the process, you feel that the insurance company is dragging its feet or not acting fairly, contact a personal injury lawyer. By using Manhattan personal injury lawyers, they will set up a consultation to hear what is going on and let you know if they can help move the process along. They can help protect your interests as your case moves through the system.
You may be required to see a doctor selected by your employer when you receive treatment. During the initial visit to diagnose and treat your injury, you will be permitted to select your doctor. If you are in the emergency room or urgent care, you will not have much choice in your treating physician. If you are able to select where you go, you can visit your primary care physician initially. If your injury is straightforward, and your employer’s insurer accepts it as reasonable, you may be able to continue the treatment plan of your choice. If, however, the insurer is not satisfied with the diagnosis or treatment plan, they are entitled to send you to their own choice of physician. The physician is selected by your employer’s insurance company. They work for them, not you, and that is something you should keep in mind. If the company plans to dispute your claim, they can use the information from this doctor to do so.