Car accidents are now more common than ever, even with laws in place which result in tickets when broken people don’t seem to drive carefully enough. According to statistics, approximately 8,110 people lost their lives in car accidents and major injury and minor injury accidents. As per the above number the average accidents happening each day in which people die turn out to be 22.
Now in the major and minor injury cases caused by auto accidents the responsible person is always one while the other is innocent. That is why there are laws in place with the help of which the innocent ones can get compensated for their loss.
They already have to go through physical pain and mental trauma then why suffer further monetary loss too?
Each state has different laws for instance in Florida the state with Disney world and the best athletes in all states, the laws for auto accidents are a little different and they are as follows.
In Florida, there is a no-fault law, by which if you get into an accident you will have to claim for the damages of it with your insurance. This means if you were at fault or not your insurance company is required to pay for it from the $10,000 each driver is required to submit as per the ‘personal injury protection’ (PIP) condition. However, the PIP only covers 80% of the medical bill and 60% of the car damages bill. The bill can also depend on the fact that the accident caused permanent or minor injuries. Hence with all those conditions in place, people only get a fraction of the monetary help they need from their insurance.
In the condition where the victim driver suffers a major injury which can be somewhat like brain damage and nervous system harm. Then the victim driver can ask the ‘at-fault driver’ for compensation. The other exemption is in the case where the injury (although minor) recovery bill exceeds $10,000, in that case, the at-fault driver pays for the victim’s healthcare expenses.
Now insurance is a business their goal is to save the money they have and by denying the payouts in any way. Now in car accident cases, they can so that by blaming that the car accident was caused by the negligence of the driver. They will also strengthen their case by looking for evidence against you.
Your goal is to prove them wrong a few simple things you can do include calling the police immediately. Their detailed reports of location, time, witnesses, and visual evidence can help you a lot in solidifying your case.
You may be able to do this all on your own but having a strong player by your side is always helpful, especially in this situation. The insurance company gets many claims like this daily hence they have the experience and a team of experts to deal with your claim. They will fight tooth and nail to deny you.
This is where you need an auto accident attorney with experience. They will help you defend and deal with complex matters you can’t often understand or comprehend. Also, if you are not sure about the accident compensation and can’t seem to decide to peruse the case or not, then it is best to call a car accident attorney. They won’t take money for looking and even if you do take their help them they will take a part of your compensation (if you win the case).
So keeping in the odds in mind – a piece of quick advice from a lawyer won’t be so bad.