Justus is a married man and he has two children. He describes himself to be ambitious. He operates a retail business where he sells sugar, bread, flour, soap and other items. His business is located in a good area and his primary customers are locals.
He describes his biggest business challenge to be low stock. He will use the KES 20,000 loan to buy more stock of bread, sugar, flour, soap and other items. He will use the anticipated profits to purchase additional stock.