Shpresa wants to buy a dairy cow with this loan. She does agriculture to earn a living. On the 11 dynyms of land that her family owns, she plants mostly potatoes, fodder, lucerne and wheat and has cherry orchards as well. Her earnings from last year from the activity were $2300.
With the loan that she previously got from you she bought a dairy cow, but it did not prove to be of a good breed and she sold it. Now she wants to buy another one but from a good breed that usually produces about 13 liters of raw milk a day. Currently, she’s got only a 15-year-old child living with her and her husband. The earnings above are for the family of three.
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About VisionFund Albania:
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as “integration loans” targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.