Norma is once again thankful that the community of Kiva has supported her business. She was able to purchase the needed ingredients for her food stall. From her earnings, she was able to support her family’s financial needs especially in paying the monthly electric and water bills. Aside from her food stall, she also has a variety store and she wants to focus on this business this time. This store is existing for eight years now.
For her business to continuously expand and grow, she is asking for assistance again of P30,000 to buy more quantities of toiletries, rice, soda, chips, charcoal and other grocery items. Her dream for her variety store is to one day become a grocery store that will meet more of the community’s needs.
Norma is a member of the Center for Community Transformation and meets weekly with her fellowship partners to share her life’s testimony and business experience with her fellowship members. She also draws strength and inspiration from the fellowship and listening to the Word of God. A fellowship group is composed of 15 to 20 members. The fellowship groups gather each week to study the Word of God, build social relationship among partners, and pay Micro Finance loans.
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About CCT Savings and Credit Cooperative:
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.