Salone Microfinance Trust (SMT) is very pleased to present to you this group of school teachers from the northern city of Makeni. They have come to SMT to apply for a loan in order to meet their most immediate and most pressing financial needs.
Some will use this loan to purchase furniture and building materials to finish their on-going housing projects while others will pay school fees for their children. Others will buy plots of land, some will invest in business, etc.
At the end of each month, they can easily repay the loan using their monthly salaries. Their bursar, who is directly responsible for doing the deductions from their salaries, repays SMT/Kiva lenders on their behalf. Bai, 58 years old, is the featured leader of this group of school teachers. Born in Rothongbai, he is married and has eight children who are attending schools. Bai has been in the teaching profession for 37 years. He has applied for this loan in order to pay school fees for his children.
In this group: Bai Z., Saffie, James R., Lamrana M., Haja L., Daniel, Kemoh, Mohamed A., Mohamed O., Issa M.
*not pictured