Other than doing some small business, Naumi has been a very hardworking farmer for the past five years. She has gained so much experience through those years of farming. Naumi grows maize and keeps sheep and dairy cows, and through these activities, she has been able to earn a decent and honest income. Because of the passion she has for farming, she has even nicknamed one of her cows. She really enjoys taking care of them.
Although Naumi has been making profits through farming, not everything has been easy for this humble and industrious mom. Her farm has not been producing as much of a harvest because of a lack of fertilizer and good seeds and the presence of pests and diseases. That is why she is seeking a loan to buy farm inputs.
Through the loan, Naumi will be assured of a greater harvest, and this will translate into more profits and cash. Through the use of good seeds and fertilizer, she will increase her profit margins.
Through this loan, Naumi will be able to expand her farming business. She sees a lot of room for improvement and growth. What is lacking is the money to bring about positive change. With your loan, Naumi will make enough income to take care of her family and other farming expenses.
Naumi wakes up early and goes to sleep very late every night to give her family a decent living and afford her children a proper education. She has many dreams, but her main one is to make her farming business successful so that one day, her children can inherit it. You can help Naumi to accomplish this dream and all her goals with just a loan.
More information about this loan
Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.