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Jul 29, 2015 4:48 PM ET

Archived: Unamak decorations: Flower arrangements and sells

iCrowdNewswire - Jul 29, 2015

Personal Story

I born and grew up in embu, dallas,where i went to school. After high school i did some manual jobs in which was able to raise some capital to start a flower business,this took me over three years.this is the business am in currently but due to insufficient funds i have not been able to fully exploit my business potential and thus the income is inconsistent thus forcing me to do manual jobs in between.my future plans is to expand the business and change my community positively.

Personal Update – Feb 19, 2015

I am a member of a JOYWO table banking group. I am taking out a loan with my group members.I have been able to greatly improve the living standards of my family.my siblings can now afford to go to school and meals are more consistent.I have become an inspiration in my community with others also starting their own business as opposed for awaiting for formal employment

Business Description

My business mainly invoves flower arrangements and sells.am not able to meet the orders appropriately due to financial constraints. My future plans is to expand the business and create gainful employment in my community

Business Update – Feb 19, 2015

Business has been great.With the loan i was able to meet more orders and my consistency has earned me a lot of trust from my clients who keep referring to new clients

What did you use your last loan for?

I was able to utilize my loan by purchasing decorators and flowers.This enabled me to be able to meet my orders effectively something that i was previously struggling with.i have been able to grow my business and even looking forward to engaging an extra hand in my business

What is the purpose of this loan?

I am going to use the loan to buy a small refrigerator and preservatives enabling me to be able to purchase flowers in bulk which is cost effective and preserve them in their fresh form.This will give me greater profit margins as well as cut my losses greatly.With growing revenue i will be able to engage an extra hand in my business as well as greatly improve the living standards of my family.

NOTE: for more information about JOYWO table banking groups, please see our JOYWO FAQs: http://blog.kiva.org/faqs/joywo.

Contact Information:

Stephen Kuria

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